Nuestro trabajo
Esta es tu página de proyecto. Es una excelente oportunidad para ayudar a los visitantes a comprender el contexto y los antecedentes de tu último trabajo. Haz doble clic en el cuadro de texto para empezar a editar tu contenido y asegúrate de agregar todos los detalles relevantes que quieras compartir.
Esta es tu página de proyecto. Es una excelente oportunidad para ayudar a los visitantes a comprender el contexto y los antecedentes de tu último trabajo. Haz doble clic en el cuadro de texto para empezar a editar tu contenido y asegúrate de agregar todos los detalles relevantes que quieras compartir.
OUR LOAN PROGRAMS
At Calleros Mortgage, we specialize in finding solutions where others see obstacles. If your client has been told no, we’re here to take a second look and find a path forward.
Down-Payment Assistance (DPA)
Program Highlights
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Low to zero down payment options
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Grant and forgivable assistance programs available
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Can often be combined with FHA, Conventional, or VA loans
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Designed to reduce out-of-pocket expenses at closing
Ideal For
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First-time homebuyers
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Clients with stable income but limited savings
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Renters ready to transition into homeownership
Realtor Advantage
Expand your buyer pool by helping clients who thought they couldn’t afford to purchase.
NON-QUALIFIED MORTGAGES
Program Options
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Bank Statement Loans
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1099 Income Loans
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DSCR Loans
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Asset-Based Loans
Program Highlights
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Alternative income verification methods
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Higher flexibility with debt-to-income ratios
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Solutions for previously denied borrowers
Ideal For
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Self-employed business owners
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Gig workers and freelancers
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Real estate investors
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Clients with strong cash flow but complex tax returns
Realtor Advantage
Save deals that fall apart due to income documentation issues.
FIRST-TIME HOMEBUYER SOLUTIONS
Program Highlights
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Lower down payment options
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Flexible credit guidelines
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Education and guidance throughout the process
Ideal For
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Clients purchasing their first home
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Younger buyers or renters
Realtor Advantage
Create a smoother experience for first-time buyers and build long-term client relationships.
ITIN LOAN PROGRAMS
Serve an underserved and growing market with confidence and the right lending support.
PROGRAM HIGHLIGHTS:
ideal for:
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Accepts Individual Taxpayer Identification Number (ITIN)
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No Social Security Number required
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Flexible credit evaluation options
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Competitive loan structures available
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Undocumented or non-permanent resident clients
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Buyers with steady income and tax history
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Families ready to invest in long-term stability
READY TO BECOME
our REALTOR PARTNER?
Meet our realtor partners.
At Calleros, we proudly collaborate with a network of highly respected real estate professionals who share our commitment to exceptional service, integrity, and results. Together, our realtor partners and lending specialists provide a streamlined experience tailored to each client’s unique goals.
We proudly work with these independent real estate professionals. They are separate entities and are not employees or agents of our mortgage brokerage.
